While checks are certainly a convenience, you may opt to ask for cash or certified checks or money orders.
en Español How to Protect Yourself: Worthless Bank Checks Source: Florida Attorney General's Office What is a Worthless Check?
If you’re going to write a postdated check (or receive one), here are some things you should know!
For instance, if you write a check on June 1 but date the check June 25, you are postdating the check.If you won’t have the funds available at the time the check is written, you might consider postdating the check.If the notice is sent via certified mail and the recipient refuses to claim the notice or sign the postal receipt, the statutory notice requirement is satisfied.Any person who issues worthless checks may be prosecuted criminally under Chapter 832 of the Florida Statutes.Checks returned “Unauthorized Drawer’s Signature(s)” are usually forgeries signed by someone other than the owner of the checking account.
These checks should be presented to the Sheriff’s Office or local authorities for investigations.An instrument may be a check even though it is described by another term, such as ‘money order.’ §68.065 must be delivered by certified or registered mail, or by first-class mail, evidenced by an affidavit of service of mail, to the maker or drawer of the check, draft, or order of payment.If notice is properly provided, the maker or drawer will be liable to the payee for, in addition to the amount owing on the check, damages of triple the amount owing, a statutory service charge based on the check amount, reasonable attorneys’ fees, and court costs.Checks Stamped “Stop Payment” may be subject to criminal prosecution, but are typically legitimate means of dealing with a contractual dispute.They are commonly resolved in a small claims court civil suit.Florida law gives the authority to prosecute the crime of passing worthless bank checks to the State Attorneys of Florida’s 20 Judicial Circuits.